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-   -   My Bank Got Hit Twice Now !!! (http://www.4womentalk.com/forums/showthread.php?t=6147)

HALEY 02-04-2009 08:35 AM

My Bank Got Hit Twice Now !!!
 
I was running around after work yesterday and went thru the driver thru to get Micah a happy meal, and my debit card said that i was not authorized.. so i called the bank today and this is the second time they got hit with identity theft, the recession is getting worse around my area, with bank cards, cc.. people are out there to steel your money big time.. now i can only use my debit card with my pin number and i can't go above 300 a day... boy i'm glad i went grocery shopping for the month.. that would have been embarrassing, getting 400 worth of groceries and being denied at check out.... when is it going to end!!!!!

Janet 02-04-2009 09:48 AM

At least your bank is trying to keep you safe Haley....that's a good thing even if it may be convenient.

HALEY 02-04-2009 09:55 AM

your right Janet, but they could of send out an email or something... i thought some got into my checking account .. it was scary.. cause i knew there was money in there...

Janet 02-04-2009 10:01 AM

They really should have let you and the other customers know what was going on. It could be very embarassing for some if there card was refused.

HALEY 02-04-2009 10:10 AM

Quote:

Originally Posted by Janet (Post 87443)
They really should have let you and the other customers know what was going on. It could be very embarassing for some if there card was refused.

yes it was embarassing, they said there in the process of sending out letters! i called my sister cause she has a business to make sure she don't go over 300.00 per day on her business accounts. she said she was heading to sam's club tonight, but she's not now...

DianaB 02-04-2009 10:38 AM

Your bank should have sent out a letter before they decided to started using the new procedure. Some people could have been in a real bind.

Marilyn 02-04-2009 10:50 AM

Sometimes business' have to act fast and apologize later. Sounds like they are trying to protect their customers. Your sister may check with the bank. The limit for commercial accounts may be greater than for personal.

HALEY 02-04-2009 10:53 AM

i'm sure she called the bank, i don't see why she couldn't write a check at Sam's too?
I know they had to act fast, but this is the second time within months... they better change some things in this bank before people go elsewhere... i'm worried about my credit cards now...

Tiramisu 02-04-2009 01:00 PM

I was checking to see if a certain check cleared my credit union and found this flashing message:

Important Debit Card Fraud Alert Notice

Because of recent debit card fraud activity, we are placing a 60-day freeze on all debit card signature transactions that originate in Georgia and Michigan. In these two states, you will only be able to use your debit card for transactions requiring a PIN.

Please be assured that we are working with the proper authorities to identify everyone involved. Meanwhile, if you are experiencing any unauthorized activities on your account, please contact us at xxx-xxx-xxxx.


Times are getting hard and we will see much more of this!

Janet 02-04-2009 04:29 PM

I really don't want to see more of this....but I know things are going to get bad.

DianaB 02-04-2009 08:02 PM

It's so sad that it's coming to this and I'm afraid that we're going to see more and more of it as people become desperate. Too bad.

HALEY 02-05-2009 04:29 AM

It very sad that the working people have to pay for the greediness of the rich..
it pisses me off to no end! My son has no future when the government will own everything..

Marilyn 02-05-2009 04:36 AM

Quote:

Originally Posted by HALEY (Post 87506)
It very sad that the working people have to pay for the greediness of the rich..
it pisses me off to no end! My son has no future when the government will own everything..

Haley, I have to say I agree!! We're all sick of hearing about multi-million dollar bonus's. No one is worth that kind of money. It's insane, and to think these people are sooooo arragant that they actually think they deserve this type of compensation. Who do they think they are, and more scarey, who do they think we are?? Do they think we are just slaves to fulfill their greed or what??? Something has to change. I sure hope someone in charge knows the answer and will actually do something about it!!!

God, it's okay if you chime in here now.....

HALEY 02-05-2009 04:46 AM

We all need to turn to God in a time like this, the stimulas package is a "joke", there just going to blow that money too, i say the hell with the banks and let them fall, look at what Well's Fargo just did, they just got busted to, expensive vacations, spa packages, bonuses. and another bank had box seats to the super bowl. while we the "working class" are suffering to make it! wondering if we have a job to go to tomorrow. or where are next pay is coming from..
I'm sorry i wish i never had Micah right now..

Janet 02-05-2009 08:53 AM

Sometimes Haley....I've thought the same thing. I don't want Ricky to suffer....but...what if they or their generation can make things better? I honestly don't think it will happen..I believe things are winding down for us, but....what if?????

Marilyn 02-05-2009 10:49 AM

We're all worrying about the next generation(s), but they're in God's hands too. We need to all we can to teach them to do better than we have and pray a lot!!!

DianaB 02-06-2009 08:35 AM

Quote:

Originally Posted by Marilyn (Post 87534)
We're all worrying about the next generation(s), but they're in God's hands too. We need to all we can to teach them to do better than we have and pray a lot!!!

I agree.

HALEY 02-09-2009 04:30 AM

i just have to stop thinking about it, it just upsets me, like my husband said, if everyone else is in the food line we'll be in the food line too.
The stock market will crash its' only a matter of time, and the stimulas package is a joke, Obama is paying off the people who put him where he is at... the rich get richer in my book... like he put a cap on the CEO's of 300,000 a year , wow !!! you think they could live on that....

judy 02-10-2009 07:07 AM

I think I would be inconvenienced, but appreciative if my bank did that. The fact that they are stopping theft before it happens is a big plus. I have a Chase account besides my account at a small bank up here. I don't have much in either, but I do have the security of a back-up bank card.

I didn't start it for that reason, but it's a good idea to have more than one bank.

HALEY 02-11-2009 06:20 AM

I got my letter from the bank a couple days ago, and the freeze will be 60-90 days we can use the debit only with our pin number, that's ok, at least all my money is still in our account, so Thank God they did what they had to do to keep our money safe...

Janet 02-11-2009 07:22 AM

At least that's one thing you won't have to worry about for awhile Haley. Hope everything else is going okay....considering.

HALEY 02-11-2009 08:35 AM

Quote:

Originally Posted by Janet (Post 87842)
At least that's one thing you won't have to worry about for awhile Haley. Hope everything else is going okay....considering.

im hanging in there Janet, taking it one day at a time...


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