[DianaB]

Ok, the MOM in me is going to come out here (sorry) but this is something that I would say to my kids.

Please go over your figures and please make sure that you have enough money to still enjoy life. You're still in college and the last thing that you want is to be so tied down with debt while you're still in school that you can't have some fun. I'm very happy for you to be getting a home and I don't mean to be a spoil sport but, as I said, I would be giving this speech to my own children.

If you've already checked and double-checked then go for it!!!