ARGH!!! I transfered money yesterday morning from one acct to another and I did not have anything else pending,.... so I knew I would be fine ... I checked yesterday after 3:30pm and again at 5:30pm to double check I was still ok... I get on this morning and I am overdrafted plus negative $32 !!! WTH...... I called my banker and asked her how is it that it never showed me negative , it just automatically charged me a overdraft fee? She went on to explain about different clearing houses and what not.. what gets me is that they tell you at the bank that anything after 3:30 pm doesn't post til the next day but yet this posted after!
Stupid bank!~