[judy]

I put all of my bills on a payment schedule. I do my banking online and I get a pension check once/month. I scheduled to transfer a certain amount monthly and the bills get paid automatically. It works out beautifully. I just checked and they all got paid.

I'm probably a litte bit overdrawn, but I have overdraft protection, so I'll worry about that tomorrow. I'm sure not rich, but not worried either.

I feel like such an adult!

I have to admit, I have no idea how I ended up in such a good place. I was not the most responsible person - maybe that's why. Maybe underneath it all, I always had fun, but put one foot in front of the other the whole way through.

My friends are amazed though!