The way I do my laundry has always worked for me. I wash all towels, underwear, socks, anything really "dirty" in HOT water and dry it in the dryer. I was all t-shirts, pants, jeans, bras, delicates, blouses, ect. in COLD water and hang everything to try except for the t-shirts. I just think it's icky if you don't wash your underwear, towels, and socks in HOT water, but like I've said before, I'm a germaphobe.