According to Dave Ramsey, term life is the best way to go. Whole life works like an investment account, but the return is not good at all according to Dave. You are better off with term life and investing another way. You may want to check out his website for more information.
www.daveramsey.com
Hope this helps!!
__________________
Marilyn If anyone would like a free Bible Study CD or book entitled "Searching for Truth", PM me with your mailing address and I'll send you one. "And you shall know the truth and the truth shall set you free." John 8:32