Sandy, sweetie, I'm sending you a huge hug right now!!!!

I know it has to be hard. The economy will get better, I promise!! Our retirement savings will come back, I'm convinced. When they do, I'm doing something to make them more bullet proof. Home building, even here where things are still good, is taking a hit, because people and bankers are afraid to lone even to people with outstanding credit. Hubby is only building for people who already have loans or are paying cash, so hubby's business is down. I had hoped to retire in a couple of years and work with him. He may end up working with me before it's all over. We are so blessed that my business if doing extremely well and hopefully will continue.
Things have kinda settled down for us after the storm. Still some supply issues, but it's much better.
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Marilyn 
If anyone would like a free Bible Study CD or book entitled "Searching for Truth", PM me with your mailing address and I'll send you one. "And you shall know the truth and the truth shall set you free." John 8:32