[DianaB]

We are signed up with a credit card that gives points for each dollar spent. We never have a balance carried over on our credit card but always pay it off each month. This year I have enough points that I can give each of my children's family a $100 gift certificate to what I think they'd use. There's a really wide choice on gift certificates available. I don't like that Wal-mart has gone to directly taking out money from our checking account so I've been putting those purchases on my credit card.

I think that this is a cool idea for a thread especially with our economy in turmoil. I also may be making a few gifts this year or cutting way back. We'll see. I'm also planning on selling some things on e-Bay in a couple of weeks. (Hopefully)