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start a college fund for your kids
make sure you have a will
extra life insurance on hubby
extra disability insurance on both of us
pack lunches everyday for work
when we go out to eat i always have coupons
coupons for grocery shopping
sticking to the list only.
shop at gabs for work clothes or wait for sales
pay extra interest on the house payment.
pay off credit cards
dont use credit cards, make a budget and stick to it.. (very hard)
start a savings account for emergency money
color my own hair now (that one hurt) took me two times to find my color my stylist uses!!
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PROUD MOMMY 
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