[Marilyn]

I can't really come up with a regret. The year was so busy and we did so much, not sure how any of it could have been done differently. Oh, there are things that didn't get done that I wish could have, but then something else would have gone undone. The list of things to do is endless. I told hubby one day, I've about decided that we never will get everything organized just the way we want and all the little projects done. Our lives will just end someday, and someone else will have to sort through it all.

I regret not moving our investments into safer accounts, but who could have known. There is no crystal ball.

All in all, no regrets. And we get to start all over with a fresh new year tomorrow morning.