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Janet, you didn't ask me what I think, so pardon me for butting in. But, I agree that the upkeep and maintenance, as you grow older, may not be something you want to do or are able to do. IMHO, if you can sell it and make some profit - you could put that into savings for your retirement years and probably be better off than if you still had it.
However, it would be more beneficial, tax-wise to keep it, I am sure. And it would increase in value, so you could sell it later and make more profit. So, just pardon my advice = I don't know what I'm talking about! LOL!!
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 Gayle
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