Spending too much

[judy]

I have to cut back on my spending. For the past 3 months, I have spent too much money. Even though it was Christmas, and I am buying things for the house, I still feel that I am overspending.

I will go online and look for things I need, find the best price and buy them. I also love sending presents to my grandchildren. I can still shop and all, but I like to have more savings than I have now. I am always worried that my car will break down, so I need enough for another (used) car, plus I don't want that to wipe me out. I also need to know that I have a reserve in case anything in the house needs fixing. I also just want to know that I have some money to fall back on, just in case of anything.

Wish me luck! I do love to shop!

[paula1961]

Good luck Judy. I know the feeling about the spending too much. I have been doing the same thing. Is it because it's cold and we're bored? I don't know. But I do know that I am going to have to stop it. I love to shop too, but like you said Christmas is over! I also love buying the grandkids things.........now it is time for the birthdays to start rolling around and I have a new grandson due March 27. Lordy....I don't think we have a chance lol. But seriously I do like to have something put back for emergencies and such so I am trying to do better.

[judy]

A new Baby!!! Congratulations! This is so exciting. I would be on eBay all day looking for little shoes and shirts and caps.....

Keep us posted on the new little boy!

[gja1000]

I ALWAYS feel like (and I AM) spending too much at this time of year. We have birthdays in Sept/Oct/Nov and then Christmas in Dec. Our car insurance is due in Jan and then birthdays in Feb and March! WHEW!

I gotta quit!

[paula1961]

Originally Posted by judy

A new Baby!!! Congratulations! This is so exciting. I would be on eBay all day looking for little shoes and shirts and caps.....

Keep us posted on the new little boy!

Thanks Judy. I have been buying a few things for him. He even got Christmas presents. I got him toys to hang from the car seat, a bib that says I love Daddy, a stuffed giraffe, a stroller and a safari picture to hang above his crib. This will be my middle son's first child. He was thrilled when they found out the baby was a boy. This baby will be sooooo spoiled! They are going to name him Ryan.

[DianaB]

I've got to slow down my spending too before my husband says something. I didn't get anything for Christmas from him so I've been getting myself a few things....not anything expensive but it's all adding up!! He'll complain when the packages start coming in!!! LOL

Paula, we're expecting a baby boy in early March!! I know how you feel!! I bought Christmas presents for him too!!! And I'm having a hard time staying away from the sales!!!! I'm buying his baby bed so I really don't have to get much else, but it's soooo hard!!!! We haven't had a baby for awhile and I'm excited about him!!!

When I shop I shop for EVERYONE....if I find a good buy I'll try to think of someone who can use it!!! Usually it's at garage sales but not always!!! It's a good thing that I don't actually get out a lot and shop....it's mostly on-line!!

[DIANE W]

Judy

I know the feeling about spending too much, i feel exactly the same, i have given myself a good talking too and once we come back form our holiday next week, that is it, it will be save save save. - well thats the plan anyway.....

To be honest though sometimes i think, enjoy yourself today, as tomorrow may never happen.... Oh dear i am sounding maudling again, but do think like that sometimes, i think it stems from losing my mum 9 years ago, she was only 58, and was fit, and healthy, or so we though, within 6 weeks we had lost her to a brain tumor.
So now i tend not to worry about the little things, and believe in the saying - Dont worry about things you cant change -

PHEW where did all that come from

[paula1961]

Originally Posted by DianaB

I've got to slow down my spending too before my husband says something. I didn't get anything for Christmas from him so I've been getting myself a few things....not anything expensive but it's all adding up!! He'll complain when the packages start coming in!!! LOL

Paula, we're expecting a baby boy in early March!! I know how you feel!! I bought Christmas presents for him too!!! And I'm having a hard time staying away from the sales!!!! I'm buying his baby bed so I really don't have to get much else, but it's soooo hard!!!! We haven't had a baby for awhile and I'm excited about him!!!

When I shop I shop for EVERYONE....if I find a good buy I'll try to think of someone who can use it!!! Usually it's at garage sales but not always!!! It's a good thing that I don't actually get out a lot and shop....it's mostly on-line!!

Congratulations Diana. I had read your post when you announced that the baby is a boy. Have they chosen a name yet? I am so excited about our new baby boy! My son is sooo proud! When is your daughters due date? Ours is March 27