Serious Question About Nursing Homes

[gja1000]

Originally Posted by Janet

Well I had thought of that too like when I got Mom's house, I was going to put Ricky's name on it too and the attorney said "heaven forbid he have to file bankruptcy, because then I would lose the house". Wow...stuck between a rock and a hard place to me.

I don't like my friends idea about divorcing though because if for instance she put it in his name he could tell her to get lost and everything be his.

Her information didn't come from anyone or anywhere that I'm aware of. We just got in this conversation, talking about our parents. She lost her dad like I did and then her Mom lived with her, but passed while living with her. So we just kept the conversation going and WOW...it just gave me something to think (worry) about...lol. I mean it takes a lot to be in a nursing home. Yes, it does cost a lot to be in a NH and I know that my mom doesn't have enough money to afford one. I do know the Affordable Care Act has many provisions to increase the amount of help you can get in the home to encourage people to keep loved ones at home as long as possible. The cost to keep someone at home, even for quite a bit of care and help is about 1/2 of the NH costs. I'll probably have to do that if mom has to go into the NH because she doesn't have enough monthly income to pay for a NH. She has a little savings that we could supplement her monthly income to pay for a NH for a few months, but not for long. I don't think I'll have to worry about that with Gary, he will likely not have to go into a NH, but for me, who knows. I'm certainly not going to divorce him! LOL!!! Actually if he did have to go to a NH, he can go into a VA nursing home because he is 100% VA disabled - but the closest one is 90 miles away

It is certainly a dilemma!