Insurance is SO Expensive!

[judy]

How much cheaper is their insurance? You might have to weigh out the benefits of each job versus the costs to make a decision.

There's also a chance that some kind of national health care may become available after the election.

[Tink]

Janet, I hope things fall into place for you on the job situation soon. It's hard sometimes to compare apples and oranges, but sometimes you just have to stop and think which you're more hungry for!

HUGS

[Janet]

I don't know anything about their insurance yet. It might just be safer for me to stay where I'm at and just take as many extra-curricular trips as I can. At least those would be of an evening and the doggies wouldn't be alone all the time. We'll see.

[Tink]

Just for the sake of comparison, Greg's employer carries our insurance. We have a $2,000 deductible per person with 80% coverage after that is met. For this we pay $127 per WEEK.

When I quit at the bank they offered me to continue the insurance on my own... my monthly cost for just Greg and I would have been over $1,600! It was good insurance, but OMG that's a lot of money!

So compared to ours, is yours high? Or is it just sticker shock because it's increasing from the old price? You're right, insurance is terribly expensive, but being without it is unthinkable as a simple appendectomy can about bankrupt you if you have to pay for it out of pocket.

[Janet]

Annually it will be $4,836.68. They are having a meeting on Wednesday this week to discuss it with the employees, so I'm going to try my best and go. I just hope not that many other employees attend, because the meetings always get so far off in the ditch you're more confused than when you went in...LOL

[Marilyn]

Janet, Just for comparison, I just annualized mine:

Medical - $4,119.95
Dental - $954.98
Vision - $170.56

That's for a family. Our girls are still full time students so they are on our insurance. Melissa will drop off, but the premium will not change. It's the same for 1 child or a dozen.

My deductable is either $1,500 or $2,000. I don't remember.

Not sure if your number just included medical or not. Hope this helps.

[Tink]

Mine includes Dental, prescription and optical I think... for the price I gave. So we're all three in the same ballpark. It's high, but seems to be the going rate.