Insurance is SO Expensive!

[Tink]

Just for the sake of comparison, Greg's employer carries our insurance. We have a $2,000 deductible per person with 80% coverage after that is met. For this we pay $127 per WEEK.

When I quit at the bank they offered me to continue the insurance on my own... my monthly cost for just Greg and I would have been over $1,600! It was good insurance, but OMG that's a lot of money!

So compared to ours, is yours high? Or is it just sticker shock because it's increasing from the old price? You're right, insurance is terribly expensive, but being without it is unthinkable as a simple appendectomy can about bankrupt you if you have to pay for it out of pocket.

[Janet]

Annually it will be $4,836.68. They are having a meeting on Wednesday this week to discuss it with the employees, so I'm going to try my best and go. I just hope not that many other employees attend, because the meetings always get so far off in the ditch you're more confused than when you went in...LOL

[Marilyn]

Janet, Just for comparison, I just annualized mine:

Medical - $4,119.95
Dental - $954.98
Vision - $170.56

That's for a family. Our girls are still full time students so they are on our insurance. Melissa will drop off, but the premium will not change. It's the same for 1 child or a dozen.

My deductable is either $1,500 or $2,000. I don't remember.

Not sure if your number just included medical or not. Hope this helps.

[Tink]

Mine includes Dental, prescription and optical I think... for the price I gave. So we're all three in the same ballpark. It's high, but seems to be the going rate.

[Janet]

Mine includes prescriptions, no dental or vision. We are with Anthem. I guess that's not really a bad price, it's just..I don't make that much to begin with...just over $10,000. It was the convenience of being off with the boy when he was younger and being home with him in the summer time.

[HALEY]

my company has a nice family package with dental and vision, i pay a little over 100.00 per month for family and my husband company gives us back 250.00 a month for him dropping his insurance with his company, so Thank God we made out on this deal.

[highlans]

Originally Posted by Janet

Mine includes prescriptions, no dental or vision. We are with Anthem. I guess that's not really a bad price, it's just..I don't make that much to begin with...just over $10,000. It was the convenience of being off with the boy when he was younger and being home with him in the summer time.

Is that per month or year?

[Marilyn]

Mine includes prescription drugs, too, and they are really cheap. Usually $2 or $3 to fill a prescription. That's with generics. If you go with the name brand I think it's like $25.

[Janet]

Originally Posted by highlans

Is that per month or year?

That is my yearly salary. I know it's not much, but it's great insurance and it gave me the opportunity to stay home and raise my son. My husband makes considerably more, but his insurance totally sucks so he gets what the company pays for. We don't pay for his insurance.

This coming school year will be his last and then he will graduate. Maybe I'll try and look for something that pays more then..I'll just have to wait and see.


Marilyn, 2 of my meds are only $20, and the other two are only $4.00. I'm not complaining about that at all.