Spending money

[Ponyup]

My hubby & I have a joint checking & savings. My husband is in charge of the money & does a wonderful job. We both work, but I still ask my hubby before spending any money, just to make sure that we have plenty. He usually lets me buy whatever I like. Sometimes he'll tell me to wait til next month or something, but that's all. He almost never buys anything, but he always lets me know before he does. I came from a household where I never had to budget or save I could just spend spend spend. He came from the opposite, so he is great at saving & budgeting so I let him take care of it & he reigns in my spending habits. It works great, I don't want for hardly anything & we have 2 nice cars, a nice home & plenty of money in the bank. We use only credit cards & pay them off completely every month.

[Gina]

My husband and I have joint savings and checking account. Actually my husband is not a spender, I am. He takes care of all the household bills, repairs on cars, auto insurance, and food. He pays for going out to dinner etc.

I work and I keep my checks, I use it on the kids, helping them pay for college, books, gas money for their cars, my furbaby , I treat for vacations etc. I don't answer to him as far as buying myself whatever I want. If we need to buy big item stuff we discuss it...

[Willow]

How much is the most you've spent in a week without consulting your partner first? How did your partner react? I think I had spent around $200 before, but he didn't care because it was extra money left over from financial aid and I used it to buy up things we needed, like diapers and wipes and some other consumables and some needed clothing items for the kids.

How much could your partner spend (without discussing it first) before upsetting you? I don't worry about what he spends for the most part because he isn't a big spender and wouldn't buy something we couldn't afford.

Do you each take a weekly or monthly allowance to spend on yourselves?
No allowances. We pay bills first and then if we want something or if we splurge we usually discuss what the splurge will be and get it together.

Do you share checking/savings accounts or each have your own?
Yes we share a checking. There is no my money or his money here. It is ours.

we have joint accounts... I dont really pay attention to what he makes or spends... he knows how much he has to put in my account for the bills every month and whatever else doesnt really matter... I handle the bills, the house, the kids, the job, the dogs... LOL...
my DH has been a "college student" for the last 5 years so its pretty much all mine to deal with.. he really doesnt have a clue what comes in or goes out.. I like it that way... d