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Old 03-16-2007, 09:29 AM   #8
rivermom
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Join Date: Sep 2006
Location: Tontitown, Arkansas
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Quote:
Originally Posted by Tink
Thanks ladies

Yes, Rivermom, I was in that glazed over eyes, "Uh huh" mode... lol

I have an appointment with the mobile home repair place to give me an estimate on Monday afternoon for the damages. I'll be glad to get that behind me.

Hubby is being a poop about it all though. He's trying to convince me that since the house is older, it's unfair to expect them to repace everything like it would be if it were new. He says the insulation was in less than perfect condition to begin with, so it's not fair to expect them to replace it with new... Ummmmmmm how else do you do it? I can't imagine they're going to go hunting for 20 yr old insulation to put on it! Now that the insulation is soaked with water, it HAS to be removed. Before, it was at least dry!

The roof is a similar debate... he said it would have needed to be sealed this summer anyway, so he doesn't want me to include those damages in the claim. We don't even know if there ARE any damages to it, but I sure as heck want it inspected to be sure! Hubby wants to minimize the damage as much as possible and do his own repairs... I know he doesn't have time to do them so I'd wait months when it could all gt done the way it should right away if we let professionals come in.

I don't want to rip anyone off, but I don't think it's unfair to expect that they pay to repair what damage was caused by the accident. The insurance reps I talked with so far agreed with me and they're the ones who would be paying.

Why are men so stubborn?
What would you do?
Tink, you are not being dishonest. There are reasons why you pay for that insurance policy. Now it's time to use it so I say "get it all done". It clearly doesn't make sense that they would repair with used/old stuff because that's what is in your mobilhome. Insurance companies dont work that way.

You have the chance to have your insurance pay for this stuff. Go for it!!
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