cost savings tips !

[Gina]

Originally Posted by judy

I did go shopping today because I got a 30% off coupon from Kohl's. For a little less than $50, I bought 3 tops and 2 cutie pie baby boy outfits for a gift. I saved almost $20.00 with the 30% off.

The checker outer was on the phone and almost missed my coupon! OH NO, YOU DON'T!!!

Another way I save is to use my ATM card as a credit card for almost everything I buy. This slows me down, because the money comes right out of my checking account. No minimum payments here. I also realized that it's a waste of time for me to charge anything on a credit card. It all comes out of my checking account in the end anyway.

I do it as a credit card instead of a debit card because I'm enrolled in the Upromise program. It's a way to save money for the children to go to college.

Judy don't you just love Kohls I live in that store, get coupons all the times. I rarely get a 30% one though . I do to use my debit/credit card as a credit this way I don't spend much. The big ticket items I use my Discover....

[judy]

Originally Posted by Gina

Judy don't you just love Kohls I live in that store, get coupons all the times. I rarely get a 30% one though . I do to use my debit/credit card as a credit this way I don't spend much. The big ticket items I use my Discover....

I do love Kohl's. They discount everything and then send those coupons. When I got the 30%, you would have thought I had won the lottery!
I went online shopping for the kids today because I thought the 30% would make it so much cheaper. In the end, I didn't use it because I had to spend $75 to get free shipping. But, they gave me a 15% discount, so I got about $96 worth of a lot of tops, etc. for them for $79.00 with free shipping

Another way I save is to only use a credit card with a 0% APR for big stuff.