Insurance is SO Expensive!

[Marilyn]

Janet, Just for comparison, I just annualized mine:

Medical - $4,119.95
Dental - $954.98
Vision - $170.56

That's for a family. Our girls are still full time students so they are on our insurance. Melissa will drop off, but the premium will not change. It's the same for 1 child or a dozen.

My deductable is either $1,500 or $2,000. I don't remember.

Not sure if your number just included medical or not. Hope this helps.

[Tink]

Mine includes Dental, prescription and optical I think... for the price I gave. So we're all three in the same ballpark. It's high, but seems to be the going rate.

[Janet]

Mine includes prescriptions, no dental or vision. We are with Anthem. I guess that's not really a bad price, it's just..I don't make that much to begin with...just over $10,000. It was the convenience of being off with the boy when he was younger and being home with him in the summer time.

[HALEY]

my company has a nice family package with dental and vision, i pay a little over 100.00 per month for family and my husband company gives us back 250.00 a month for him dropping his insurance with his company, so Thank God we made out on this deal.

[highlans]

Originally Posted by Janet

Mine includes prescriptions, no dental or vision. We are with Anthem. I guess that's not really a bad price, it's just..I don't make that much to begin with...just over $10,000. It was the convenience of being off with the boy when he was younger and being home with him in the summer time.

Is that per month or year?

[Marilyn]

Mine includes prescription drugs, too, and they are really cheap. Usually $2 or $3 to fill a prescription. That's with generics. If you go with the name brand I think it's like $25.

[Janet]

Originally Posted by highlans

Is that per month or year?

That is my yearly salary. I know it's not much, but it's great insurance and it gave me the opportunity to stay home and raise my son. My husband makes considerably more, but his insurance totally sucks so he gets what the company pays for. We don't pay for his insurance.

This coming school year will be his last and then he will graduate. Maybe I'll try and look for something that pays more then..I'll just have to wait and see.


Marilyn, 2 of my meds are only $20, and the other two are only $4.00. I'm not complaining about that at all.

[highlans]

[QUOTE=Janet;67226]That is my yearly salary. I know it's not much, but it's great insurance and it gave me the opportunity to stay home and raise my son. My husband makes considerably more, but his insurance totally sucks so he gets what the company pays for. We don't pay for his insurance.



When I was working I always had low paid jobs so I could be at home when the children were not at school I was lucky to be able to do that. I am now a stay at home Nana to my two grandchildren so my daughter can work to pay there mortgage. We pay a national insurance a percentage of wages for our health care on hubby's wage it works out about 400 uk pounds per month. We have long waiting lists for hospital but so far we have never had problems with this. But more and more people are paying private.

[Marilyn]

Originally Posted by highlans

We pay a national insurance a percentage of wages for our health care on hubby's wage it works out about 400 uk pounds per month. We have long waiting lists for hospital but so far we have never had problems with this. But more and more people are paying private.

Wow, 400 Brittish pounds per month is a lot. That's $782 US. That's $9,384 US per year!! And we are being told that you have low cost national healthcare. Do you pay anything at all when you go to the doctor or hospital?? We have lower annual premiums for our private insurance, but it pays about 60 to 80% of the bill and we pay the rest. Sometimes emergency care and some tests are covered at 100%. After our deductable of course.